- Title
- An investigation into the financial management competencies of teachers in Port Elizabeth
- Creator
- Joka, Monalisa Phumla Portia
- Subject
- Teachers -- South Africa -- Eastern Cape -- Finance, Personal
- Subject
- Finance, Personal
- Subject
- Finance -- Decision making
- Date Issued
- 2006
- Date
- 2006
- Type
- Thesis
- Type
- Masters
- Type
- MBA
- Identifier
- vital:8581
- Identifier
- http://hdl.handle.net/10948/526
- Identifier
- Teachers -- South Africa -- Eastern Cape -- Finance, Personal
- Identifier
- Finance, Personal
- Identifier
- Finance -- Decision making
- Description
- The media and the Government have voiced their feelings against micro-lenders, which they refer to as “abomashonisa”. The cry has been that they enslave the poor making their lives unbearable. The fact of the matter is that it is not only the poor who find themselves slaves to the micro-lenders. The educated with better paying jobs than the poor, including teachers are also micro-lending clients. This prompted the researcher to investigate the financial management competencies of teachers. Although teachers are better paid than the poor, the manner in which they conduct their financial affairs will determine whether they live like the poor or not. Even for the poor, poor financial management skills is one of the important factors that cause them to be enslaved by micro-lenders. To meet the dissertation’s aims a literature study focusing on the origin and the development of micro-lending in South Africa and the financial management acumen of teachers in South Africa, was conducted. An empirical study was then undertaken to investigate the financial management competencies of teachers in Port Elizabeth. Based on the information obtained from the literature study and the results from the empirical survey, various recommendations and conclusions were made.
- Format
- xv, 164 leaves
- Format
- Publisher
- Nelson Mandela Metropolitan University
- Publisher
- Faculty of Business and Economic Sciences
- Language
- English
- Rights
- Nelson Mandela Metropolitan University
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