- Title
- The role of microfinance in women empowerment in Gqeberha, South Africa
- Creator
- Munyoro, Ruvimbonashe Doreen
- Subject
- Microfinance -- South Africa -- Port Elizabeth
- Subject
- Empowerment -- Women
- Subject
- Women executives
- Subject
- Businesswomen
- Date Issued
- 2024-04
- Date
- 2024-04
- Type
- Master's theses
- Type
- text
- Identifier
- http://hdl.handle.net/10948/65274
- Identifier
- vital:74085
- Description
- This research studied the role of microfinance in women empowerment in Gqeberha, in Nelson Mandela Bay, Eastern Cape, South Africa. Various development strategies and approaches have been devised across the world, aimed at empowering women and eradicating poverty, particularly in developing countries. One of these development strategies is microfinance. Microfinance has provided financial assistance through loans to people, unable to access formal financial banks. Empowering women to participate fully in their economies is not only essential to building economies but to achieving the internationally agreed goals for development, human rights and sustainability. The inclusion of women empowerment and poverty alleviation in the Millennium Development Goals and Sustainable Development Goals demonstrates the importance of poverty alleviation (SDG1) and women empowerment (SDG5) in the development of economies across the world. This qualitative research study collected data, using semi-structured questionnaires and interviews with 30 beneficiaries of MFIs and three MFI managers in Gqeberha. The sampling method used were non-probability purposive sampling, and the data were analysed through content analysis and descriptive statistics. The results suggest that microfinance through micro-loans and micro-business loans has had a positive role in the empowerment of women through the ease of access to finance through small loans. However, a gap exists in the market for long-term loans which could aid with starting small businesses and give the beneficiary more financial independence, improving their livelihood. It is recommended that MFIs across Gqeberha offer loans in the form of start-up capital and financial advice or education.
- Description
- Thesis (MPhil) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2024
- Format
- computer
- Format
- online resource
- Format
- application/pdf
- Format
- 1 online resource (xiii, 117 pages)
- Format
- Publisher
- Nelson Mandela University
- Publisher
- Faculty of Business and Economic Sciences
- Language
- English
- Rights
- Nelson Mandela University
- Rights
- All Rights Reserved
- Rights
- Open Access
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- Visitors: 137
- Downloads: 13
Collections
NMU School for Economics, Development and Tourism
| Thumbnail | File | Description | Size | Format | |||
|---|---|---|---|---|---|---|---|
| View Details Download | SOURCE1 | Munyoro, R April 2024.pdf | 3 MB | Adobe Acrobat PDF | View Details Download |