The role of microfinance in women empowerment in Gqeberha, South Africa
- Munyoro, Ruvimbonashe Doreen
- Authors: Munyoro, Ruvimbonashe Doreen
- Date: 2024-04
- Subjects: Microfinance -- South Africa -- Port Elizabeth , Empowerment -- Women , Women executives , Businesswomen
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/65274 , vital:74085
- Description: This research studied the role of microfinance in women empowerment in Gqeberha, in Nelson Mandela Bay, Eastern Cape, South Africa. Various development strategies and approaches have been devised across the world, aimed at empowering women and eradicating poverty, particularly in developing countries. One of these development strategies is microfinance. Microfinance has provided financial assistance through loans to people, unable to access formal financial banks. Empowering women to participate fully in their economies is not only essential to building economies but to achieving the internationally agreed goals for development, human rights and sustainability. The inclusion of women empowerment and poverty alleviation in the Millennium Development Goals and Sustainable Development Goals demonstrates the importance of poverty alleviation (SDG1) and women empowerment (SDG5) in the development of economies across the world. This qualitative research study collected data, using semi-structured questionnaires and interviews with 30 beneficiaries of MFIs and three MFI managers in Gqeberha. The sampling method used were non-probability purposive sampling, and the data were analysed through content analysis and descriptive statistics. The results suggest that microfinance through micro-loans and micro-business loans has had a positive role in the empowerment of women through the ease of access to finance through small loans. However, a gap exists in the market for long-term loans which could aid with starting small businesses and give the beneficiary more financial independence, improving their livelihood. It is recommended that MFIs across Gqeberha offer loans in the form of start-up capital and financial advice or education. , Thesis (MPhil) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2024
- Full Text:
- Date Issued: 2024-04
- Authors: Munyoro, Ruvimbonashe Doreen
- Date: 2024-04
- Subjects: Microfinance -- South Africa -- Port Elizabeth , Empowerment -- Women , Women executives , Businesswomen
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/65274 , vital:74085
- Description: This research studied the role of microfinance in women empowerment in Gqeberha, in Nelson Mandela Bay, Eastern Cape, South Africa. Various development strategies and approaches have been devised across the world, aimed at empowering women and eradicating poverty, particularly in developing countries. One of these development strategies is microfinance. Microfinance has provided financial assistance through loans to people, unable to access formal financial banks. Empowering women to participate fully in their economies is not only essential to building economies but to achieving the internationally agreed goals for development, human rights and sustainability. The inclusion of women empowerment and poverty alleviation in the Millennium Development Goals and Sustainable Development Goals demonstrates the importance of poverty alleviation (SDG1) and women empowerment (SDG5) in the development of economies across the world. This qualitative research study collected data, using semi-structured questionnaires and interviews with 30 beneficiaries of MFIs and three MFI managers in Gqeberha. The sampling method used were non-probability purposive sampling, and the data were analysed through content analysis and descriptive statistics. The results suggest that microfinance through micro-loans and micro-business loans has had a positive role in the empowerment of women through the ease of access to finance through small loans. However, a gap exists in the market for long-term loans which could aid with starting small businesses and give the beneficiary more financial independence, improving their livelihood. It is recommended that MFIs across Gqeberha offer loans in the form of start-up capital and financial advice or education. , Thesis (MPhil) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2024
- Full Text:
- Date Issued: 2024-04
An analysis on the skills development needs in the Supply Chain Management unit: a case-study of Eastern Cape Department of Education
- Sidiya, Lukhanyo https://orcid.org/0009-0001-2273-6348
- Authors: Sidiya, Lukhanyo https://orcid.org/0009-0001-2273-6348
- Date: 2022-06
- Subjects: Grahamstown (South Africa) , Eastern Cape (South Africa) , South Africa History
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10353/28850 , vital:75133
- Description: Supply chain management is very important for any organisation in the world. More so, a government’s supply chain management has to function and perform efficiently for it to be able to accomplish its set goals. In order to achieve this, it needs to ensure that it is staffed with competent, objective and impartial people. However, lack of skills among supply chain management personnel has been recognised as a major obstruction in ensuring that there effective and efficient functioning of supply chain management processes in South Africa. Therefore, there is need to explore the skills development needs in the supply chain management of a public institution. Incidentally, this research explored the skills development needs in the supply chain management unit of the Eastern Cape Department of Education. The study employed a qualitative approach, as such its research design was the case study research design and the interpretivist paradigm. The study made use of qualitative data. To collect the qualitative data semi-structured interviews were utilised. The selection of participants from the Eastern Cape Department of Education was done using purposive sampling. The data collected through fieldwork were analysed using thematic analysis. The standout themes from the data were the essential skills in SCM at the organisation (hard and soft skills), ensuring skills development, skills development needs and challenges, role if skills development in the organisation and strategies used to skills development. Based on the findings, it is suggested that strategies used for skills audit be reviewed so that more advanced skills that can address skills needs challenges immediately, when change occurs as well as meeting future skills needs. The study also recommends improved communication and information dissemination regarding skills development. The study also suggested for the organisation to invest more resources to ensure training of SCM unit personnel. , Thesis (MPA) -- Faculty of Management and Commerce, 2022
- Full Text:
- Date Issued: 2022-06
- Authors: Sidiya, Lukhanyo https://orcid.org/0009-0001-2273-6348
- Date: 2022-06
- Subjects: Grahamstown (South Africa) , Eastern Cape (South Africa) , South Africa History
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10353/28850 , vital:75133
- Description: Supply chain management is very important for any organisation in the world. More so, a government’s supply chain management has to function and perform efficiently for it to be able to accomplish its set goals. In order to achieve this, it needs to ensure that it is staffed with competent, objective and impartial people. However, lack of skills among supply chain management personnel has been recognised as a major obstruction in ensuring that there effective and efficient functioning of supply chain management processes in South Africa. Therefore, there is need to explore the skills development needs in the supply chain management of a public institution. Incidentally, this research explored the skills development needs in the supply chain management unit of the Eastern Cape Department of Education. The study employed a qualitative approach, as such its research design was the case study research design and the interpretivist paradigm. The study made use of qualitative data. To collect the qualitative data semi-structured interviews were utilised. The selection of participants from the Eastern Cape Department of Education was done using purposive sampling. The data collected through fieldwork were analysed using thematic analysis. The standout themes from the data were the essential skills in SCM at the organisation (hard and soft skills), ensuring skills development, skills development needs and challenges, role if skills development in the organisation and strategies used to skills development. Based on the findings, it is suggested that strategies used for skills audit be reviewed so that more advanced skills that can address skills needs challenges immediately, when change occurs as well as meeting future skills needs. The study also recommends improved communication and information dissemination regarding skills development. The study also suggested for the organisation to invest more resources to ensure training of SCM unit personnel. , Thesis (MPA) -- Faculty of Management and Commerce, 2022
- Full Text:
- Date Issued: 2022-06
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