What challenges are being faced by women entrepreneurs in accessing micro finance services in Zimbabwe
- Authors: Mushanguri, Mejury
- Date: 2011
- Subjects: Self-employed women -- Zimbabwe , Women-owned business enterprises -- Finance -- Zimbabwe , Financial services industry -- Zimbabwe , Entrepreneurship -- Zimbabwe , Microfinance -- Zimbabwe
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9094 , http://hdl.handle.net/10948/d1011765 , Self-employed women -- Zimbabwe , Women-owned business enterprises -- Finance -- Zimbabwe , Financial services industry -- Zimbabwe , Entrepreneurship -- Zimbabwe , Microfinance -- Zimbabwe
- Description: The research seeks to explore why women in Zimbabwe still face hindrances in accessing micro finance services and what can be done to meet their needs in a more holistic and effective way. Women play a crucial role in the economic development of their families and communities but are faced with certain obstacles that hinder them from performing their role effectively. Such hindrances as poverty, unemployment, low household income and societal discrimination. UNIFEM (1992) confirms that the majority of the world‟s poor have a predominantly female face and argues that women earn only 10 percent of world‟s income and own less than 10 percent of the world‟s property. African women have been characterised by the lack of empowerment caused by societal perceptions and negative cultural practice. In many cases of women rights violation it has been noted that this has been exacerbated by the over reliance on the male counterpart. Development practitioners have noted that micro finance as one of the strategies needed for women empowerment. Despite the concept having been practiced for at least 15 years now, women still face challenges in accessing micro finance services. There is need for Micro Finance Institutions to recognise the position of women in relation to men as actors in society.
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- Date Issued: 2011
Willingness to pay for water quality changes in the Swartkops Estuary
- Authors: Magobiane, Siyathemba Emmanuel
- Date: 2011
- Subjects: Water quality -- South Africa -- Eastern Cape -- Swartkops Estuary , Water quality -- Management , Estuaries -- South Africa -- Swartkops River
- Language: English
- Type: Thesis , Masters , MCom
- Identifier: vital:9000 , http://hdl.handle.net/10948/d1011505 , Water quality -- South Africa -- Eastern Cape -- Swartkops Estuary , Water quality -- Management , Estuaries -- South Africa -- Swartkops River
- Description: South Africa, like the rest of the world, is vulnerable to the impact of climate change and loss of biodiversity. Water pollution is one of the six global threats to freshwater biodiversity. The future health status and productivity of South Africa’s estuaries is dependent on two main factors: management and quality and quantity of freshwater inputs. South Africa has around 250 functioning estuaries along its 3000 km coastline (Hosking 2004). They play an invaluable role in ecosystem functioning and biodiversity conservation. Estuaries are amongst the richest and most productive parts of the marine environment and as such call for careful management. Some of these ecosystems are focus areas for urban an industrial development. Urbanization and industrialization pose a serious threat to these sensitive systems. Increased water pollution from domestic use, industry and agriculture affect the ecology of these estuarine, river and lake systems. A large number of South African estuaries are still in excellent or good condition, but these are mainly the very small systems. The larger systems, like the Swartkops estuary, often very important in terms of conservation value, are also often compromised in some way or other. The reasons why they are compromised include habitat destruction, artificial breaching and pollution, especially those close to urban areas. This situation is aggravated by outdated and inadequate sewage treatment plant infrastructure and unskilled operators that dispose untreated waste into these systems. Pollution into estuaries can result in the partial loss of the environmental service flows supplied by them. The result of lost environmental service flows has adverse consequences, such as diminished residential and holiday recreational appeal, as well as reduced capacity to support subsistence livelihoods. Poor water quality not only limits its utilisation value, but is also places added economic burden on society, through both the primary treatment costs and the secondary impacts on the economy. Healthy estuarine ecosystems are essential for the maintenance of biodiversity and a wide range of environmental goods and services. Without a drastic improvement in water quality management approaches and treatment technologies, the continuous deterioration in water quality will decrease benefits and increase costs affiliated with use of these water resources.The market-based system of the South African economy has to a large extent failed to account for the value of the “free” goods and services provided by the natural environment. When the true value of the natural resources is unknown, there is a risk that less financial resources and capacity are made available to manage and protect these natural resources than is efficient. To ensure that these goods are properly taken into account, they must be valued and these values incorporated in social decision making. This study uses the contingent valuation method (CVM) to establish the value of the Swartkops estuary for changes to water quality. The CVM is a non-market valuation method that is widely used in cost-benefit analysis and environmental impact assessment. The CVM establishes the economic value of the good by asking the users of an environmental good to state their willingness to pay for a hypothetical scenario to prevent, or bring about, certain changes in the current condition of the environmental good. This method is subjected to some criticism. This criticism revolves around the validity and the reliability of estimated results and the effects of various biases and errors on them. The North Oceanic and Atmospheric Administration (NOAA) Blue-Ribbon panel investigating the validity of the CVM resolved that the CVM can be used to guide social decision making, if a series of guidelines are followed. The Swartkops contingent valuation (CV) was conducted with these guidelines in mind. The results of the Swartkops CV indicate that the user population has a total willingness to pay (TWTP) of R68848 (median bid) and R203632 (mean bid) annually for the implementation of a project to improve the water quality in the Swartkops estuary. User population is an important determinant of the TWTP value. As a result, using a more broadly defined user population, TWTP per annum was calculated to be R3481987 (median bid) and R10298688 (mean bid). Management of natural resources should be informed by values that reflect efficient balances, so as to obtain the most efficient use of them (Trupie 2008). Polluted water inflows into South Africa’s estuaries are a threat to their biodiversity. Healthy estuarine ecosystems are essential for the maintenance of biodiversity and human well-being (Water Assessment Programme Report 2006: 15). As a result, this study recommends that a project be implemented by the Nelson Mandela Bay Municipality to improve water quality in the Swartkops estuary.
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- Date Issued: 2011
Wireless rotational process monitoring system
- Authors: Odendaal, Morné
- Date: 2011
- Subjects: Manufacturing processes -- Automation
- Language: English
- Type: Thesis , Masters , MTech
- Identifier: vital:9599 , http://hdl.handle.net/10948/1347 , Manufacturing processes -- Automation
- Description: The manufacturing industry is constantly looking for ways to reduce production costs and at the same time to increase productivity. Automation of common manufacturing operations is one of these methods. By automating common manufacturing operations; various machines, robots, control systems and information technologies are used to reduce the overall human input requirement (mental and physical). Recent advances in technology have made it possible to now also automate (or facilitate) the maintenance requirement of these machines and tools. Modern tools and machines, which can estimate when it will fail or when failure is imminent have obvious advantages for predictive maintenance purposes. Another function of this technology is to determine how efficiently a tool or machine operates, or what the quality of the produced goods is. Predictive maintenance can decrease manufacturing plant or machine down times – which have a positive effect on cost-savings – has gained considerable importance over the last two decades.
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- Date Issued: 2011
Would an asset-based community development approach counteract a community deficit mindset in Leliefontein?
- Authors: Hopkins, Grant Camden
- Date: 2011
- Subjects: Community development , Rural development , Sustainable development
- Language: English
- Type: Thesis , Masters , MBA
- Identifier: vital:8691 , http://hdl.handle.net/10948/d1009316 , Community development , Rural development , Sustainable development
- Description: This research report aims to explore the potential of an Asset-Based Community Development (ABCD) approach in Leliefontein. Through the ABCD process, an inventory of the individual capacities of a sample group will be undertaken, as well as an inventory of the significant local associations, organisations and institutions, as well as their capacities. The objective will be to use the asset-mapping process to challenge negative community self-perceptions, enabling them to build new, positive images that empower and release latent potential. The information gathered will also be made available to the individuals, organisations, associations and institutions within the community, along with some ideas on how mutually beneficial partnerships can be developed. The key objective will be to assist the community of Leliefontein, to no longer regard themselves from a deficit mindset, but positively, as a community with tremendous resources, assets and relationships that can be harnessed for 4 community economic development. Asset-mapping can then be used by local organisations to build new relationships within the community, as well as relationships that harness resources outside of the immediate community.
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- Date Issued: 2011
Xenophobia and media: an exploratory study on the public perception of the Nelson Mandela Bay Community
- Authors: Mohamed, Osman Abdi
- Date: 2011
- Subjects: Xenophobia -- South Africa , Immigrants -- South Africa , Mass media -- South Africa
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9066 , http://hdl.handle.net/10948/1330 , Xenophobia -- South Africa , Immigrants -- South Africa , Mass media -- South Africa
- Description: Development in South Africa at present is at a crossroads; it could become injected with new energy or it could collapse. The presence of foreigners, especially those from Africa is in contention. Some argue that they help the economy whilst others argue they are a hindrance to locals and their employment worth. The “truth” regarding these may not be immediately recognisable and thus open to questioning depending on perception. The press plays a large role in these perceptions and has been criticised for the way it covers issues of public interest. it is envisaged that this study will be a useful contribution to the limited body of literature on xenophobia and media. The purpose of the study is to give foundation to the assumption that the media's constantly negative coverage of foreigner poses a very real threat to human rights as purported in South Africa‟s constitution, in addition to the economic significance, whether positive or not. This study highlights the perception that Nelson Mandela Bay residents have of foreign nationals, and whether negative reporting in the media has influenced residents' views of foreign nationals.
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- Date Issued: 2011