Microfinances efficiencies in promoting sustainability of women owned SMMEs in Port Elizabeth
- Authors: Koti, Kundai
- Date: 2020
- Subjects: Microfinance -- South Africa -- Eastern Cape , Women owned business enterprises
- Language: English
- Type: Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10948/49870 , vital:41811
- Description: Microfinance is considered to be a vital catalyst for the sustainability of small, micro and medium enterprises (SMMEs).The low economic growth of South Africa emerging from the 2008 Global Financia Crisis makes the contribution made by microfinance is of particular importance. However, the SMME sector of the economy is plagued by a high rate of business failure. In an effort to improve the current situation, the purpose of this study was to identify which aspects of microfinance are vital and which business practices are essential to enhance business performance and achieve sustainability. The effectiveness of microfinance, with a deeper insight into what other factors aid in enhancing the sustainability of women owned SMMEs, were investigated. The study was carried out as an explorative, multiple, case study using qualitative methods of data collection. Qualitative data were collected using semi-structured interviews with three managers of microfinance institutions (MFIs), and open-ended questionnaires with 21 female owners of SMMEs in Port Elizabeth, Nelson Mandela Bay. Nonprobability, purposive sampling was used. Data were analysed by means of thematic analysis and coding.
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- Date Issued: 2020
To what extent can microfinance sustain the livelihoods of the women of Mdantsane (Ward N.U. 9)
- Authors: Cuntu, Somila
- Date: 2012
- Subjects: Microfinance -- South Africa -- Eastern Cape , Women in economic development --South Africa -- Eastern Cape , Women -- South Africa -- Eastern Cape -- Social conditions
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9110 , http://hdl.handle.net/10948/d1014636
- Description: I have observed that in Mdantsane there is a clear gap between men and women, as people are tradition-bound, and men are often the breadwinners in their households, which leave some women sidelined and only left with household chores. Therefore this research aims to investigate these inequalities, and if microfinance can contribute positively towards the development of these women, so that they can develop and sustain their lifestyles. Chapter two of this research, containing available literature on this particular study which is sustainable livelihoods and microfinance for poor women, and covers both local as well as international studies. Here microfinance and sustainable livelihoods will be conceptualised accordingly so as to shed light on the subject. The third chapter covers the methodology used in the current study which clearly outlines the methodological framework, the research instruments, participants as well as the research design and procedure. The fourth chapter provides the findings and of the the current study, this will outline the main themes that surface and are prevalent among the participants. Chapter five will consist of the discussion of the results. Lastly chapter six will provide the conclusion as well as well as recommendations relevant to the results of this study.
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- Date Issued: 2012