Communal property associations and protected areas management: some participation controversies in Dwesa-Cwebe Nature Reserve, Eastern Cape
- Authors: Zwelakhe, Loyiso
- Date: 2021-12
- Subjects: National parks and reserves -- South Africa -- Eastern Cape -- Management
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54355 , vital:46478
- Description: The management and protection of protected areas such as nature reserves remains a primary concern for the different stakeholders involved; especially the marginalised rural communities that are deprived of genuine ownership of the natural resources. The representation of the marginalised rural communities adjacent to the protected areas has become significant in the control and utilisation of natural resources in protected areas. Communal Property Associations (CPAs) were established to help represent their communities in such matters of natural resources ownership and control. Despite; the formation of the CPAs, the participation of these associations in the management of the nature reserve in Dwesa-Cwebe has been questioned and under scrutiny. Therefore, this study seeks to understand the dynamics around the participation of the Dwesa-Cwebe Community Property Association in the management of Dwesa-Cwebe Nature Reserve. The study sought to find out experiences of the members of Dwesa-Cwebe CPA regarding their participation in the management of Dwesa-Cwebe Nature Reserve. Some questions needed to be answered, such as: To what extent is the membership in Dwesa-Cwebe CPAs a true representation of the needs of the local communities in the management of Dwesa-Cwebe Nature Reserve? What are the challenges faced by the members of the Dwesa-Cwebe CPA in representing the local communities in the management of the Dwesa-Cwebe Nature Reserve? What recommendations can be provided to solve the challenges faced by the Dwesa-Cwebe CPA in the management of Dwesa-Cwebe Nature Reserve? The study utilised a qualitative research methodology to obtain the answers to the main research questions. The study utilised convenience sampling to select ten suitable participants who were prepared to participate in the study and who are members of the CPA from Dwesa-Cwebe area. The research used interviews and non-participant observation to gather data. The collected data was analysed using thematic analysis. The analysis of the data revealed that there is limited participation by the CPA members in the management of Dwesa-Cwebe Nature Reserve. The study’s findings also indicated the CPA members are not involved in the management of the utilisation of generated revenue. The findings of this study also revealed that there are benefits that are entrenched in the participation of CPA members in the activities of the Dwesa-Cwebe Nature Reserve. However, the participation mechanisms are not producing the desired outcomes. Based on these findings the study recommends that the management of the Dwesa-Cwebe Nature Reserve review their management approach so as to ensure effective participation by CPA members. Further, there is a need to produce reports that update the Dwesa-Cwebe community on how the management of the nature reserve is utilising the generated revenue and its development plans. , Thesis (MBA) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Zwelakhe, Loyiso
- Date: 2021-12
- Subjects: National parks and reserves -- South Africa -- Eastern Cape -- Management
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54355 , vital:46478
- Description: The management and protection of protected areas such as nature reserves remains a primary concern for the different stakeholders involved; especially the marginalised rural communities that are deprived of genuine ownership of the natural resources. The representation of the marginalised rural communities adjacent to the protected areas has become significant in the control and utilisation of natural resources in protected areas. Communal Property Associations (CPAs) were established to help represent their communities in such matters of natural resources ownership and control. Despite; the formation of the CPAs, the participation of these associations in the management of the nature reserve in Dwesa-Cwebe has been questioned and under scrutiny. Therefore, this study seeks to understand the dynamics around the participation of the Dwesa-Cwebe Community Property Association in the management of Dwesa-Cwebe Nature Reserve. The study sought to find out experiences of the members of Dwesa-Cwebe CPA regarding their participation in the management of Dwesa-Cwebe Nature Reserve. Some questions needed to be answered, such as: To what extent is the membership in Dwesa-Cwebe CPAs a true representation of the needs of the local communities in the management of Dwesa-Cwebe Nature Reserve? What are the challenges faced by the members of the Dwesa-Cwebe CPA in representing the local communities in the management of the Dwesa-Cwebe Nature Reserve? What recommendations can be provided to solve the challenges faced by the Dwesa-Cwebe CPA in the management of Dwesa-Cwebe Nature Reserve? The study utilised a qualitative research methodology to obtain the answers to the main research questions. The study utilised convenience sampling to select ten suitable participants who were prepared to participate in the study and who are members of the CPA from Dwesa-Cwebe area. The research used interviews and non-participant observation to gather data. The collected data was analysed using thematic analysis. The analysis of the data revealed that there is limited participation by the CPA members in the management of Dwesa-Cwebe Nature Reserve. The study’s findings also indicated the CPA members are not involved in the management of the utilisation of generated revenue. The findings of this study also revealed that there are benefits that are entrenched in the participation of CPA members in the activities of the Dwesa-Cwebe Nature Reserve. However, the participation mechanisms are not producing the desired outcomes. Based on these findings the study recommends that the management of the Dwesa-Cwebe Nature Reserve review their management approach so as to ensure effective participation by CPA members. Further, there is a need to produce reports that update the Dwesa-Cwebe community on how the management of the nature reserve is utilising the generated revenue and its development plans. , Thesis (MBA) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
The role of stakeholders in developing entrepreneurs in the bunkering industry: the case of Nelson Mandela Bay
- Authors: Yibe, Luthando
- Date: 2021-04
- Subjects: Oil transfer operations -- South Africa -- Nelson Mandela Bay Municipality , Small business -- South Africa -- Nelson Mandela Bay Municipality
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54849 , vital:48033
- Description: In July 2014 the South African government launched an oceans economy growth and development program called Operation Phakisa: Ocean Economy. The oceans economy is one of the sectors that is identified by the South African government where entrepreneurship can play a meaningful role in contributing to South Africa’s economic growth. Shipping is regarded as a critical operation within the export and import activities of any country . About 30 000 vessels sail along the coast of South Africa each year and approximately 13 000 vessels visit South African ports annually. Bunker replenishment is identified as a critical component within the operation of ships. In 2016 the first offshore bunkering operations were in launched in the Nelson Mandela Bay ports to revitalise the bunkering business. The aim of the study is to provide insight into how entrepreneurs can recognise value in business models, the application of the business model framework and how stakeholders can play a role in developing entrepreneurs in the bunkering sector. A survey using interviews was conducted amongst key stakeholders in the bunkering industry in the Nelson Mandela Bay region. Six themes were formulated, and these themes formed the basis of the interview structure. The themes focused amongst on challenges faced by entrepreneurs, access to funding, impact of industry regulations, government programmes and support available to entrepreneurs and the application of business model and innovation. The findings revealed that whilst Small Medium Enterprises faced several challenges in entering the industry, the support provided by key stakeholders and the application of a business model is key if entrepreneurs are to be successful in the bunkering industry. , Thesis (MBA) -- Faculty of Business and Economic Sciencess, 2021
- Full Text:
- Date Issued: 2021-04
- Authors: Yibe, Luthando
- Date: 2021-04
- Subjects: Oil transfer operations -- South Africa -- Nelson Mandela Bay Municipality , Small business -- South Africa -- Nelson Mandela Bay Municipality
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54849 , vital:48033
- Description: In July 2014 the South African government launched an oceans economy growth and development program called Operation Phakisa: Ocean Economy. The oceans economy is one of the sectors that is identified by the South African government where entrepreneurship can play a meaningful role in contributing to South Africa’s economic growth. Shipping is regarded as a critical operation within the export and import activities of any country . About 30 000 vessels sail along the coast of South Africa each year and approximately 13 000 vessels visit South African ports annually. Bunker replenishment is identified as a critical component within the operation of ships. In 2016 the first offshore bunkering operations were in launched in the Nelson Mandela Bay ports to revitalise the bunkering business. The aim of the study is to provide insight into how entrepreneurs can recognise value in business models, the application of the business model framework and how stakeholders can play a role in developing entrepreneurs in the bunkering sector. A survey using interviews was conducted amongst key stakeholders in the bunkering industry in the Nelson Mandela Bay region. Six themes were formulated, and these themes formed the basis of the interview structure. The themes focused amongst on challenges faced by entrepreneurs, access to funding, impact of industry regulations, government programmes and support available to entrepreneurs and the application of business model and innovation. The findings revealed that whilst Small Medium Enterprises faced several challenges in entering the industry, the support provided by key stakeholders and the application of a business model is key if entrepreneurs are to be successful in the bunkering industry. , Thesis (MBA) -- Faculty of Business and Economic Sciencess, 2021
- Full Text:
- Date Issued: 2021-04
Factors that influence customers’ spaza shopping experience
- Authors: Yase, Tembelihle
- Date: 2022-04
- Subjects: Home-based businesses--South Africa-Port Elizabeth
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/55780 , vital:53877
- Description: Spaza shops, originating in South Africa during the 1970’s, often operate in townships, selling products and services to customers who live mostly within walking distance of the shop. Almost five decades later, and spaza shops abound across most townships in South Africa. These businesses not only provide grocery items and services to customers in the township community but are a means for people to earn a livelihood for themselves and also contribute economically through creating employment opportunities in the informal sector. Research about spaza shops shows that there is a growing customer interest in purchasing products and services from spaza shops, and that if spaza shops are to continue growing, they need to be more competitive. Research by renowned authors in the field of experience marketing, Pine and Gilmore (2013) puts forward that experiences are the new relevant economic offering, and an essential value creating platform for businesses to be more competitive. However, before customer experience can be enhanced in spaza shops, it is important to first identify the factors that influence customer experience in a spaza shop context. Considering the latter, the primary objective of this study was to measure factors that influence customer experience in spaza shops. A descriptive research design was selected for this study, followed by a positivistic research paradigm and quantitative research methodology. Secondary data was collected through articles, journals, books and from newspapers. Primary data was collected using a survey in the form of a self-administered questionnaire. The target population for this study was customers who are older than 18 years, who had bought grocery items (products and services) in spaza shops located in Nelson Mandela Bay townships specifically in Walmer Township, KwaZakhele, Zwide, Motherwell, KwaMagxaki and New Brighton. A non-probability sampling method and convenience sampling technique were used to distribute a total of 200 selfadministered questionnaires. Once the data collection phase was completed, the data from the questionnaires was recorded, coded, and cleaned on a single excel spreadsheet. After the latter was done, a total of 185 questionnaires were deemed useable and considered for data analysis, which was conducted with the aid of IBM SPSS Statistics version 27 (computer software). , Thesis (MCom) -- Faculty of Business and Economic Sciences, School of Management Sciences, 2022
- Full Text:
- Date Issued: 2022-04
- Authors: Yase, Tembelihle
- Date: 2022-04
- Subjects: Home-based businesses--South Africa-Port Elizabeth
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/55780 , vital:53877
- Description: Spaza shops, originating in South Africa during the 1970’s, often operate in townships, selling products and services to customers who live mostly within walking distance of the shop. Almost five decades later, and spaza shops abound across most townships in South Africa. These businesses not only provide grocery items and services to customers in the township community but are a means for people to earn a livelihood for themselves and also contribute economically through creating employment opportunities in the informal sector. Research about spaza shops shows that there is a growing customer interest in purchasing products and services from spaza shops, and that if spaza shops are to continue growing, they need to be more competitive. Research by renowned authors in the field of experience marketing, Pine and Gilmore (2013) puts forward that experiences are the new relevant economic offering, and an essential value creating platform for businesses to be more competitive. However, before customer experience can be enhanced in spaza shops, it is important to first identify the factors that influence customer experience in a spaza shop context. Considering the latter, the primary objective of this study was to measure factors that influence customer experience in spaza shops. A descriptive research design was selected for this study, followed by a positivistic research paradigm and quantitative research methodology. Secondary data was collected through articles, journals, books and from newspapers. Primary data was collected using a survey in the form of a self-administered questionnaire. The target population for this study was customers who are older than 18 years, who had bought grocery items (products and services) in spaza shops located in Nelson Mandela Bay townships specifically in Walmer Township, KwaZakhele, Zwide, Motherwell, KwaMagxaki and New Brighton. A non-probability sampling method and convenience sampling technique were used to distribute a total of 200 selfadministered questionnaires. Once the data collection phase was completed, the data from the questionnaires was recorded, coded, and cleaned on a single excel spreadsheet. After the latter was done, a total of 185 questionnaires were deemed useable and considered for data analysis, which was conducted with the aid of IBM SPSS Statistics version 27 (computer software). , Thesis (MCom) -- Faculty of Business and Economic Sciences, School of Management Sciences, 2022
- Full Text:
- Date Issued: 2022-04
Assessing factors impacting effective corporate governance within Eastern Cape public entities
- Authors: Yamile, William Themba
- Date: 2021-12
- Subjects: Corporate governance -- South Africa -- Eastern Cape
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54619 , vital:46866
- Description: Corporate governance is regarded as a system by which an organisation is directed and controlled and it is concerned with structures and responsibilities within organisations. Public entities’ corporate governance is a concept that is gaining more interest, both in specialized literature and in practice. Corporate governance practices are not standard across countries and this dissimilarity is a result of diverse legal structures and cultural settings adopted by different states and provinces. The Eastern Cape Public Entities (ECPEs) have an important role to play in pursuing the economic, social and developmental state agenda. The EC province has ten (10) public entities with mandates and enabling legislations to enhance the provincial economic development, growth and sustainability issues. Of the ten (10) public entities, one entity was used for pilot study. Furthermore, one public entity decided to withdraw from the study, as it was voluntary to participate and that resulted in eight public entities participating. In terms of the questionnaire returns, forty-four (44) responses were received from eight (8) public entities. The main objective of this study was to investigate selected factors impacting on effective corporate governance of ECPEs. In this study, positivistic research paradigm was utilised by means of quantitative research method. Non-probability sampling was used. Primary data was collected using the survey method by means of structured self-administered questionnaires. The empirical results showed that ethical value, organisational culture and policy regulatory framework had a statistically significant impact on corporate governance of ECPEs; while employee morale, leadership, and role clarification were found not to have a statistically significant impact on corporate governance. The findings of this study are envisaged to assist in ensuring effective governance of public entities in order to encourage accountability, public confidence or trust in the corporate system and to drive public policy. Furthermore, the findings can help public entities to achieve what is expected, in terms of work performance objectives or productivity in accordance with the norms and standards. , Thesis (MCom) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Yamile, William Themba
- Date: 2021-12
- Subjects: Corporate governance -- South Africa -- Eastern Cape
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54619 , vital:46866
- Description: Corporate governance is regarded as a system by which an organisation is directed and controlled and it is concerned with structures and responsibilities within organisations. Public entities’ corporate governance is a concept that is gaining more interest, both in specialized literature and in practice. Corporate governance practices are not standard across countries and this dissimilarity is a result of diverse legal structures and cultural settings adopted by different states and provinces. The Eastern Cape Public Entities (ECPEs) have an important role to play in pursuing the economic, social and developmental state agenda. The EC province has ten (10) public entities with mandates and enabling legislations to enhance the provincial economic development, growth and sustainability issues. Of the ten (10) public entities, one entity was used for pilot study. Furthermore, one public entity decided to withdraw from the study, as it was voluntary to participate and that resulted in eight public entities participating. In terms of the questionnaire returns, forty-four (44) responses were received from eight (8) public entities. The main objective of this study was to investigate selected factors impacting on effective corporate governance of ECPEs. In this study, positivistic research paradigm was utilised by means of quantitative research method. Non-probability sampling was used. Primary data was collected using the survey method by means of structured self-administered questionnaires. The empirical results showed that ethical value, organisational culture and policy regulatory framework had a statistically significant impact on corporate governance of ECPEs; while employee morale, leadership, and role clarification were found not to have a statistically significant impact on corporate governance. The findings of this study are envisaged to assist in ensuring effective governance of public entities in order to encourage accountability, public confidence or trust in the corporate system and to drive public policy. Furthermore, the findings can help public entities to achieve what is expected, in terms of work performance objectives or productivity in accordance with the norms and standards. , Thesis (MCom) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
Climate change and food security in South Africa
- Authors: Xola, Dungelo
- Date: 2021-12
- Subjects: Food security -- Climatic factors -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/${Handle} , vital:45720
- Description: Climate change continues to pose a threat to mankind. Its impacts are evident in both developed and developing countries. South Africa is a no exception to the climate change problems. Climate change in South Africa has affected water availability which subsequently affects food security of the country. This research study investigated the impacts of climate change on food security in South Africa. South Africa’s food security is severely affected by climate change and as a result, the South African government through the Department of Agriculture, Forestry and Fisheries has devised strategies to respond to climate change and ensure food security in the country. The study analysed government documents and articles about climate change from 2008 to 2018. The study employed content analysis as a data analysis method and the study developed eighteen codes and from those codes, four themes emerged. The research findings highlight that South Africa is a food secure nation only at a national level. In addition, the findings highlighted that climate change poses a significant threat on the agricultural sector which ultimately affects food security in South Africa. The climate change impacts in South Africa include an increase in temperatures, rise in sea water levels, and floods. Climate change in South Africa continues to pose a significant threat in the GDP as it affects crop production and livestock farming, which ultimately affects the exports of the country. , Thesis (MA) -- Faculty of Business and Economic Sciences, Economics, Development & Tourism, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Xola, Dungelo
- Date: 2021-12
- Subjects: Food security -- Climatic factors -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/${Handle} , vital:45720
- Description: Climate change continues to pose a threat to mankind. Its impacts are evident in both developed and developing countries. South Africa is a no exception to the climate change problems. Climate change in South Africa has affected water availability which subsequently affects food security of the country. This research study investigated the impacts of climate change on food security in South Africa. South Africa’s food security is severely affected by climate change and as a result, the South African government through the Department of Agriculture, Forestry and Fisheries has devised strategies to respond to climate change and ensure food security in the country. The study analysed government documents and articles about climate change from 2008 to 2018. The study employed content analysis as a data analysis method and the study developed eighteen codes and from those codes, four themes emerged. The research findings highlight that South Africa is a food secure nation only at a national level. In addition, the findings highlighted that climate change poses a significant threat on the agricultural sector which ultimately affects food security in South Africa. The climate change impacts in South Africa include an increase in temperatures, rise in sea water levels, and floods. Climate change in South Africa continues to pose a significant threat in the GDP as it affects crop production and livestock farming, which ultimately affects the exports of the country. , Thesis (MA) -- Faculty of Business and Economic Sciences, Economics, Development & Tourism, 2021
- Full Text:
- Date Issued: 2021-12
Challenges faced by state owned entities and economic development in South Africa
- Willie, Ntsikelelo Mike Mncedi
- Authors: Willie, Ntsikelelo Mike Mncedi
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52976 , vital:44907
- Description: Background: State Owned Enterprises (SOEs) play a vital role in government activities and the delivery of basic services to the people. The Government is active in the key sectors, such as, services, utilities, transportation and construction. Presumably, the distribution of basic resources and infrastructure development is to some extent dependent on SOEs. South Africa is inundated with challenges in SOE’s, such as, lack of service delivery, poor financial management, less growth, massive unemployment, corruption and low business confidence. These are a threat to economic and financial sustainability of a country. Twenty years into democracy, South Africa’s SOEs environment had many scandals in both private and public sectors. SOEs such as SABC, Eskom, and Transnet had their share of malpractice, fraud and corruption in management and at board level. These incidents call for interrogation at all levels as the impact undermines political, economic stability and growth prospects. One of today’s core challenges is to justify the existence of some of the SOEs in our economy. Looking at South Africa, most of the SOEs financial performances are severely deteriorating. Due to their financial constraints, they receive a bailout from government to enable them to continue to operate. Aim: This study identified specific governance challenges faced by SOEs and economic development in South Africa, over the period of 10 years (2014 - 2018). The study made recommendations to restore good governance in SOEs. Setting: This study reviewed articles and literature on the challenges faced by SOEs and economic development in South Africa. Primary sources for the document review took the form of newspapers, various official reports and ongoing records of SOEs activities, government departments, student transcripts, mission statements, annual reports, policy, manuals, student handbooks, and strategic plans, and press releases, theses from academic institutions, trade journals, business journals, government publications and business review publications. Secondary sources used were published books and journal articles. , Thesis (MA) -- Faculty of Business and Economic Sciences , School of Economics, Development and Tourism, 2021
- Full Text: false
- Date Issued: 2021-04
- Authors: Willie, Ntsikelelo Mike Mncedi
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52976 , vital:44907
- Description: Background: State Owned Enterprises (SOEs) play a vital role in government activities and the delivery of basic services to the people. The Government is active in the key sectors, such as, services, utilities, transportation and construction. Presumably, the distribution of basic resources and infrastructure development is to some extent dependent on SOEs. South Africa is inundated with challenges in SOE’s, such as, lack of service delivery, poor financial management, less growth, massive unemployment, corruption and low business confidence. These are a threat to economic and financial sustainability of a country. Twenty years into democracy, South Africa’s SOEs environment had many scandals in both private and public sectors. SOEs such as SABC, Eskom, and Transnet had their share of malpractice, fraud and corruption in management and at board level. These incidents call for interrogation at all levels as the impact undermines political, economic stability and growth prospects. One of today’s core challenges is to justify the existence of some of the SOEs in our economy. Looking at South Africa, most of the SOEs financial performances are severely deteriorating. Due to their financial constraints, they receive a bailout from government to enable them to continue to operate. Aim: This study identified specific governance challenges faced by SOEs and economic development in South Africa, over the period of 10 years (2014 - 2018). The study made recommendations to restore good governance in SOEs. Setting: This study reviewed articles and literature on the challenges faced by SOEs and economic development in South Africa. Primary sources for the document review took the form of newspapers, various official reports and ongoing records of SOEs activities, government departments, student transcripts, mission statements, annual reports, policy, manuals, student handbooks, and strategic plans, and press releases, theses from academic institutions, trade journals, business journals, government publications and business review publications. Secondary sources used were published books and journal articles. , Thesis (MA) -- Faculty of Business and Economic Sciences , School of Economics, Development and Tourism, 2021
- Full Text: false
- Date Issued: 2021-04
Main thesis title 2021: Evaluating the incentive to move freight distribution from road to rail
- Authors: Williams, John Steven
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52953 , vital:44909
- Description: South Africa’s uncompetitive freight logistics system is severely hampering the country’s competitiveness and the current disproportionate reliance on the road freight sector is a main contributing factor. The need for a modal shift from road to rail has long been advocated as a necessity to correct this freight logistics imbalance. This study aims to gain a better understanding of the incentives needed to move freight distribution from road to rail within shorter distance corridors and specifically the Port Elizabeth- Gauteng corridor. Specifically, it evaluates the incentives needed, the importance of cost, distance and whether special capabilities are required to achieve such a move. Empirical data were collected with an online survey and distributed via the Road freight Association (RFA) to transport operators and micro operators within South Africa. Statistical analysis was used to analyse the main research and sub-questions through descriptive statistics, multiple regression analysis and Pearson correlation. The results showed that a mostly strong positive correlation exists between the measured variables in this study while also indicating a significant relationship between the independent variables and moving freight distribution from road to rail. These results proved that all the factors are related to each other and that implementing a move of freight from road to rail would need to include the consideration of all these factors. The study concludes that moving freight distribution from road to rail will be possible if incentives regarding cost rebates or subsidies amongst others are taken into account and included in additional future legislation or more practical implementation plans. , Thesis (MBA) -- Faculty of Business and Economic Sciencence, NMU Business School, 2021
- Full Text: false
- Date Issued: 2021-04
- Authors: Williams, John Steven
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52953 , vital:44909
- Description: South Africa’s uncompetitive freight logistics system is severely hampering the country’s competitiveness and the current disproportionate reliance on the road freight sector is a main contributing factor. The need for a modal shift from road to rail has long been advocated as a necessity to correct this freight logistics imbalance. This study aims to gain a better understanding of the incentives needed to move freight distribution from road to rail within shorter distance corridors and specifically the Port Elizabeth- Gauteng corridor. Specifically, it evaluates the incentives needed, the importance of cost, distance and whether special capabilities are required to achieve such a move. Empirical data were collected with an online survey and distributed via the Road freight Association (RFA) to transport operators and micro operators within South Africa. Statistical analysis was used to analyse the main research and sub-questions through descriptive statistics, multiple regression analysis and Pearson correlation. The results showed that a mostly strong positive correlation exists between the measured variables in this study while also indicating a significant relationship between the independent variables and moving freight distribution from road to rail. These results proved that all the factors are related to each other and that implementing a move of freight from road to rail would need to include the consideration of all these factors. The study concludes that moving freight distribution from road to rail will be possible if incentives regarding cost rebates or subsidies amongst others are taken into account and included in additional future legislation or more practical implementation plans. , Thesis (MBA) -- Faculty of Business and Economic Sciencence, NMU Business School, 2021
- Full Text: false
- Date Issued: 2021-04
A systematic review of research into working capital management in South Africa
- Authors: Watson, Storm Brandon
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52995 , vital:44906
- Description: This study is set out to apply mixed methods approach to a systematic review of research into working capital management in South Africa. Research into working capital management has primarily focused on the effect it has on a business’s profitability, liquidity and performance. There is, however, limited research on the topic working capital management in South Africa and, as such, the primary objective of this study is to review research outputs on working capital management in South Africa. The purpose is to identify research gaps in the current body of knowledge by means of the development of a recommendation’s framework. , Thesis (MA) -- Faculty of Business and Economic Sciences, School of Management Sciences, 2021
- Full Text: false
- Date Issued: 2021-04
- Authors: Watson, Storm Brandon
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52995 , vital:44906
- Description: This study is set out to apply mixed methods approach to a systematic review of research into working capital management in South Africa. Research into working capital management has primarily focused on the effect it has on a business’s profitability, liquidity and performance. There is, however, limited research on the topic working capital management in South Africa and, as such, the primary objective of this study is to review research outputs on working capital management in South Africa. The purpose is to identify research gaps in the current body of knowledge by means of the development of a recommendation’s framework. , Thesis (MA) -- Faculty of Business and Economic Sciences, School of Management Sciences, 2021
- Full Text: false
- Date Issued: 2021-04
Evaluation of local economic development in Jinja City-Uganda
- Authors: Wambi, Brian Dan
- Date: 2021-04
- Subjects: Uganda , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/53041 , vital:44905
- Description: The purpose of this study was to evaluate the implementation of Local Economic Development in Jinja city of Uganda. The research examined the process of service delivery, strategies of implementing Local Economic Development as well as the impact of the initiated development projects to the people. The results showed that the implementation of Local Economic Development in Jinja city can positively change the citizen’s social and economic status hence an improvement in their livelihood and standards of living. Also, implementation of Local Economic Development can grow domestic businesses and enhance local trade, as well as improve service delivery to the people. The study holds practical implications that Local Economic Development can reduce poverty rates in Jinja city through advancement of industrialisation, elevation of tourism, development of the mining sector, and promotion of fishing and agriculture activities to create jobs for the people. The results of this research hold significant theoretical implications that predictions and explanations based on the studied models in this report can be well replicated in the Ugandan context provided that suitable local content is used instead of imported content. Methodologically a systematic literature review of available published, reviewed articles was carried out, a random sample was used to select the studied articles in this research. , Thesis (MA) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2021
- Full Text: false
- Date Issued: 2021-04
- Authors: Wambi, Brian Dan
- Date: 2021-04
- Subjects: Uganda , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/53041 , vital:44905
- Description: The purpose of this study was to evaluate the implementation of Local Economic Development in Jinja city of Uganda. The research examined the process of service delivery, strategies of implementing Local Economic Development as well as the impact of the initiated development projects to the people. The results showed that the implementation of Local Economic Development in Jinja city can positively change the citizen’s social and economic status hence an improvement in their livelihood and standards of living. Also, implementation of Local Economic Development can grow domestic businesses and enhance local trade, as well as improve service delivery to the people. The study holds practical implications that Local Economic Development can reduce poverty rates in Jinja city through advancement of industrialisation, elevation of tourism, development of the mining sector, and promotion of fishing and agriculture activities to create jobs for the people. The results of this research hold significant theoretical implications that predictions and explanations based on the studied models in this report can be well replicated in the Ugandan context provided that suitable local content is used instead of imported content. Methodologically a systematic literature review of available published, reviewed articles was carried out, a random sample was used to select the studied articles in this research. , Thesis (MA) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2021
- Full Text: false
- Date Issued: 2021-04
The relationship between workplace well-being and authentic leadership
- Authors: Vezile, Sindile
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52971 , vital:44900
- Description: The purpose of this study was to investigate the relationship between authentic leadership and employee well-being. Data was collected from an online questionnaire survey sent to 141 Special Economic Zone employees who worked as non-managerial employees. Ninety-four employees responded. The collected data was analysed using statistical tools from SPSS 20. Subsequently, descriptive statistics, including frequencies, percentages, means and standard deviations and correlations were used to summarise information for demographic variables, authentic leadership and well-being. In addition, ANOVA was used to determine sub-group differences. First, it has been shown that project managers were seen by their subordinates as trustworthy leaders. Second, there was a connection between authentic leadership and well-being in the workplace. Third, it was discovered that all aspects of ethical leadership, apart from Work Intrusion (IoW), had a relationship with organisational well-being. Fourth, it has shown that males and females experience different levels of job satisfaction and feel differently about respect for the organisation. Keywords: Well- , Thesis (MA) -- Faculty of Business and Economic Sciences, School of Industrial Psychology and Human Resources, 2021
- Full Text: false
- Date Issued: 2021-04
- Authors: Vezile, Sindile
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52971 , vital:44900
- Description: The purpose of this study was to investigate the relationship between authentic leadership and employee well-being. Data was collected from an online questionnaire survey sent to 141 Special Economic Zone employees who worked as non-managerial employees. Ninety-four employees responded. The collected data was analysed using statistical tools from SPSS 20. Subsequently, descriptive statistics, including frequencies, percentages, means and standard deviations and correlations were used to summarise information for demographic variables, authentic leadership and well-being. In addition, ANOVA was used to determine sub-group differences. First, it has been shown that project managers were seen by their subordinates as trustworthy leaders. Second, there was a connection between authentic leadership and well-being in the workplace. Third, it was discovered that all aspects of ethical leadership, apart from Work Intrusion (IoW), had a relationship with organisational well-being. Fourth, it has shown that males and females experience different levels of job satisfaction and feel differently about respect for the organisation. Keywords: Well- , Thesis (MA) -- Faculty of Business and Economic Sciences, School of Industrial Psychology and Human Resources, 2021
- Full Text: false
- Date Issued: 2021-04
Investigating financing options for business success
- Authors: Vena, Sindile
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/53002 , vital:44908
- Description: The study sought to examine the extent to which the financing options chosen by entrepreneurs will have an impact on business success. The investigator adopted the progression of the ventures along the business life cycle stages as a benchmark for assessing success. The study focused primarily on small, medium and micro enterprises (SMMEs) in the Eastern Cape Information Communication Technologies (ICT) sector. An empirical study, using an online survey was conducted amongst 50 small business owners/ business representative within the ICT sector in the Eastern Cape Province. Key results revealed that the financial support of Broad-Based Black Economic Empowerment (BBBEE) and personal savings have played a key role in the success of ICT SMMEs throughout the business life cycle phases. This occurs after an ICT SMME has advanced successfully over the startup stage and aims for success in the development phase. The empirical finding revealed that for these SMMEs to attain success at this stage, they should finance their business investment projects utilising financing and credit trade in the form of bank loans, families, relatives and friends. According to the empirical finding in chapter five, the abovementioned financing options are only substantially linked to good advancement from the development phase onto the expansion phase. In addition, suggestions have been made to the ICT SMME management to include BBBEE finance, personal savings, bank loans, families, relatives and friends and trade credit as suitable funding choices for the ICT SMME's life cycle. The recommendations made included that proponents of the BBBEE legislation underpinning the enterprise development and supplier development, should intentionally pressure the private sector to comply with this legislation, as compliance will increase the pool of capital available to SMMEs.The chances of receiving these forms of support would therefore improve the probabilites of sucess for ICT SMMEs. Moreover, personal financing is crucial to successful progress for ICT SMMEs along the business life cycle. It is recommended that startup owners should always exercise iv saving in their personal capacity. In the early stages, the owner's capital will still be valuable as "seed financing" for start-up businesses., when all the other options of external funding are not available. Moreover, SMMEs should continuously explore the other financing options, such as bank loans, families, relatives and friends and trade credit only when their business goals are achieving success at the development stage. The study calls upon academia to consider performing descriptive studies to look at these findings. Through setting a concise financing approach for SMMEs in the ICT sector, SMMEs may help to close the distance between themselves and access to various financing options and supportive organisations. , Thesis (MA) -- Faculty of Business and Economic Sciences, NMU Business School, 2021
- Full Text: false
- Date Issued: 2021-04
- Authors: Vena, Sindile
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/53002 , vital:44908
- Description: The study sought to examine the extent to which the financing options chosen by entrepreneurs will have an impact on business success. The investigator adopted the progression of the ventures along the business life cycle stages as a benchmark for assessing success. The study focused primarily on small, medium and micro enterprises (SMMEs) in the Eastern Cape Information Communication Technologies (ICT) sector. An empirical study, using an online survey was conducted amongst 50 small business owners/ business representative within the ICT sector in the Eastern Cape Province. Key results revealed that the financial support of Broad-Based Black Economic Empowerment (BBBEE) and personal savings have played a key role in the success of ICT SMMEs throughout the business life cycle phases. This occurs after an ICT SMME has advanced successfully over the startup stage and aims for success in the development phase. The empirical finding revealed that for these SMMEs to attain success at this stage, they should finance their business investment projects utilising financing and credit trade in the form of bank loans, families, relatives and friends. According to the empirical finding in chapter five, the abovementioned financing options are only substantially linked to good advancement from the development phase onto the expansion phase. In addition, suggestions have been made to the ICT SMME management to include BBBEE finance, personal savings, bank loans, families, relatives and friends and trade credit as suitable funding choices for the ICT SMME's life cycle. The recommendations made included that proponents of the BBBEE legislation underpinning the enterprise development and supplier development, should intentionally pressure the private sector to comply with this legislation, as compliance will increase the pool of capital available to SMMEs.The chances of receiving these forms of support would therefore improve the probabilites of sucess for ICT SMMEs. Moreover, personal financing is crucial to successful progress for ICT SMMEs along the business life cycle. It is recommended that startup owners should always exercise iv saving in their personal capacity. In the early stages, the owner's capital will still be valuable as "seed financing" for start-up businesses., when all the other options of external funding are not available. Moreover, SMMEs should continuously explore the other financing options, such as bank loans, families, relatives and friends and trade credit only when their business goals are achieving success at the development stage. The study calls upon academia to consider performing descriptive studies to look at these findings. Through setting a concise financing approach for SMMEs in the ICT sector, SMMEs may help to close the distance between themselves and access to various financing options and supportive organisations. , Thesis (MA) -- Faculty of Business and Economic Sciences, NMU Business School, 2021
- Full Text: false
- Date Issued: 2021-04
Exploring pro-environmental behaviour of millennials towards the marine and coastal environment: a systematic review
- Authors: Van Rensburg, Lindie
- Date: 2021-12
- Subjects: Generation Y -- Environmental aspects , Marine ecology -- Environmental aspects
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54366 , vital:46480
- Description: The oceans cover nearly 70% of the earth’s surface and are responsible for fundamental functions such as climate, weather, temperature regulation, oxygen production and carbon dioxide absorption. Despite this, marine environmental protection has received relatively little attention in comparison to terrestrial efforts. One explanation for this phenomenon is that policymakers struggle to implement regulations that mitigate human influences on the marine environment while also ensuring that these settings are both protected and enjoyed by users. However, environmental issues caused by human influence are visible to millennials, which has inspired them to become future leaders and drivers of environmental movements. As a result, they have the potential to make a significant contribution to environmental practices and legislation. The research aim was to explore the pro-environmental behaviour of millennials towards the marine and coastal environment through a mixed method systematic review. The systematic review yielded a total of 24 relevant research articles published from 2010 through 2020 in accredited journals. These articles were subjected to thematic analysis revealing three major themes, namely, (1) altruism, (2) environmental leader and (3) barriers to pro-environmental behaviour. The main results showed that millennials possess altruistic behaviours, however, it should be mentioned that according to the research, millennials' attitudes, concerns, beliefs, and desire for environmental change may not always translate into actual behaviour. The systematic review further emphasised the lack of journal articles that focused explicitly on millennials and their pro-environmental behaviour towards the marine and coastal environment within the selected databases. The dearth of research in this area, therefore, suggests that policymakers should provide incentives for such research to be conducted. , Thesis (MA) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Van Rensburg, Lindie
- Date: 2021-12
- Subjects: Generation Y -- Environmental aspects , Marine ecology -- Environmental aspects
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54366 , vital:46480
- Description: The oceans cover nearly 70% of the earth’s surface and are responsible for fundamental functions such as climate, weather, temperature regulation, oxygen production and carbon dioxide absorption. Despite this, marine environmental protection has received relatively little attention in comparison to terrestrial efforts. One explanation for this phenomenon is that policymakers struggle to implement regulations that mitigate human influences on the marine environment while also ensuring that these settings are both protected and enjoyed by users. However, environmental issues caused by human influence are visible to millennials, which has inspired them to become future leaders and drivers of environmental movements. As a result, they have the potential to make a significant contribution to environmental practices and legislation. The research aim was to explore the pro-environmental behaviour of millennials towards the marine and coastal environment through a mixed method systematic review. The systematic review yielded a total of 24 relevant research articles published from 2010 through 2020 in accredited journals. These articles were subjected to thematic analysis revealing three major themes, namely, (1) altruism, (2) environmental leader and (3) barriers to pro-environmental behaviour. The main results showed that millennials possess altruistic behaviours, however, it should be mentioned that according to the research, millennials' attitudes, concerns, beliefs, and desire for environmental change may not always translate into actual behaviour. The systematic review further emphasised the lack of journal articles that focused explicitly on millennials and their pro-environmental behaviour towards the marine and coastal environment within the selected databases. The dearth of research in this area, therefore, suggests that policymakers should provide incentives for such research to be conducted. , Thesis (MA) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
The Impact of in-store promotions on consumer buying behaviour
- Authors: Van Niekerk, Ruan
- Date: 2021-12
- Subjects: Consumer behavior , Sales promotion
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54377 , vital:46486
- Description: The purpose of this treatise is to identify the impact of in-store promotions on consumer buying behavior. Through utilizing real-world data, the study used a qualitative analysis by gathering input from people who are activity involved with in-store promotions. In-store promotions have been suspected to directly impact consumer buying behavior; however, there is no real proof of this. Furthermore, the theory suggests that in-store promotions should impact consumer buying behavior, but there could be a difference between what theory states against what is actually happening. Therefore, this study will be taking opinions and views from those working with in-store promotions and put it to the test against the theory. The aim is to determine whether in-store promotions is a viable source of marketing and if it can ultimately affect the consumers buying behavior. The treatise will also help the reader to understand the theory behind consumer behavior and what it entails. Interviews were conducted with store managers across South Africa to get more accurate data. By interviewing store managers from various regions, geographical skewness of data was prevented from occurring. This study further assists marketing professionals to have a more accurate understanding of what to expect when conducting in-store promotions. Marketing professionals will also be able to better predict the outcome such activities on the final purchasing decision of consumers. , Thesis (MAB) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Van Niekerk, Ruan
- Date: 2021-12
- Subjects: Consumer behavior , Sales promotion
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54377 , vital:46486
- Description: The purpose of this treatise is to identify the impact of in-store promotions on consumer buying behavior. Through utilizing real-world data, the study used a qualitative analysis by gathering input from people who are activity involved with in-store promotions. In-store promotions have been suspected to directly impact consumer buying behavior; however, there is no real proof of this. Furthermore, the theory suggests that in-store promotions should impact consumer buying behavior, but there could be a difference between what theory states against what is actually happening. Therefore, this study will be taking opinions and views from those working with in-store promotions and put it to the test against the theory. The aim is to determine whether in-store promotions is a viable source of marketing and if it can ultimately affect the consumers buying behavior. The treatise will also help the reader to understand the theory behind consumer behavior and what it entails. Interviews were conducted with store managers across South Africa to get more accurate data. By interviewing store managers from various regions, geographical skewness of data was prevented from occurring. This study further assists marketing professionals to have a more accurate understanding of what to expect when conducting in-store promotions. Marketing professionals will also be able to better predict the outcome such activities on the final purchasing decision of consumers. , Thesis (MAB) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
Disruptive technology in the wool industry: an impact analysis with specific reference to sustainable wool brokers services In South Africa
- Van Niekerk, Christiaan Petrus Jamneck
- Authors: Van Niekerk, Christiaan Petrus Jamneck
- Date: 2021-04
- Subjects: Disruptive technologies , Wool industry -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/53013 , vital:44903
- Description: Significant research has been conducted on the sustainability, productivity, maintenance, improvement and the development of the agricultural sector. For this reason, there is increasingly more technology that is being adapted and used in the agricultural arena. New technology (Disruptive technology) in the wool value chain has the ability to significantly disrupt the typical business models of wool brokers in South Africa, and as a result, key uncertainties exist with regard to its future sustainability. This study investigated the importance of sustainable disruptive technology that is implementable at wool brokers in South Africa. This was done through secondary research, creating a proposed conceptual business framework that would make use of various disruptive technologies such as; digital wool auction, RFID and blockchain technology to enhance interventions that are needed to create sustainability amongst wool brokers in South Africa. The enhanced proposed sustainability is created through by creating socio efficiencies, environmental efficiencies and operational efficiencies in the form of safety, Traceability and Operational efficiencies as Intervening Variables. Questionnaire statements were developed by the researcher from the literature review that was conducted and consulting experts in the field of the agriculture fibre industry and also in the wider sphere of agriculture. The instrument used in this study was used to measure the hypothesised models based on the influence of independent variables of a disruptive nature on the interventions that would allow for the perceived sustainability for wool brokers in South Africa. From the data analysis of the feedback received, a Revised Proposed Framework to enhance the sustainability of Wool Brokers in South Africa using disruptive Technology was created. From the research it is evident that new technology, such as disruptive technology, in the wool value chain has the ability to significantly disrupt the typical business models of wool brokers in South Africa and, as a result, address the demands of the end consumer to ensure the future sustainability of wool brokers. , Thesis (MA) -- Faculty of Business and Economic Sciences, Nelson Mandela University Business School, 2021
- Full Text: false
- Date Issued: 2021-04
- Authors: Van Niekerk, Christiaan Petrus Jamneck
- Date: 2021-04
- Subjects: Disruptive technologies , Wool industry -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/53013 , vital:44903
- Description: Significant research has been conducted on the sustainability, productivity, maintenance, improvement and the development of the agricultural sector. For this reason, there is increasingly more technology that is being adapted and used in the agricultural arena. New technology (Disruptive technology) in the wool value chain has the ability to significantly disrupt the typical business models of wool brokers in South Africa, and as a result, key uncertainties exist with regard to its future sustainability. This study investigated the importance of sustainable disruptive technology that is implementable at wool brokers in South Africa. This was done through secondary research, creating a proposed conceptual business framework that would make use of various disruptive technologies such as; digital wool auction, RFID and blockchain technology to enhance interventions that are needed to create sustainability amongst wool brokers in South Africa. The enhanced proposed sustainability is created through by creating socio efficiencies, environmental efficiencies and operational efficiencies in the form of safety, Traceability and Operational efficiencies as Intervening Variables. Questionnaire statements were developed by the researcher from the literature review that was conducted and consulting experts in the field of the agriculture fibre industry and also in the wider sphere of agriculture. The instrument used in this study was used to measure the hypothesised models based on the influence of independent variables of a disruptive nature on the interventions that would allow for the perceived sustainability for wool brokers in South Africa. From the data analysis of the feedback received, a Revised Proposed Framework to enhance the sustainability of Wool Brokers in South Africa using disruptive Technology was created. From the research it is evident that new technology, such as disruptive technology, in the wool value chain has the ability to significantly disrupt the typical business models of wool brokers in South Africa and, as a result, address the demands of the end consumer to ensure the future sustainability of wool brokers. , Thesis (MA) -- Faculty of Business and Economic Sciences, Nelson Mandela University Business School, 2021
- Full Text: false
- Date Issued: 2021-04
Contribution of the Community Works Programme (CWP) on poverty alleviation in the Western Cape Province
- Authors: Tshomela, Buyiswa Ellen
- Date: 2021-12
- Subjects: Community development -- South Africa -- Western Cape , Poverty -- Prevention -- Economic aspects -- South Africa -- Western Cape
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54652 , vital:46880
- Description: To address the persistent challenge of the high level of unemployment, poverty, and inequalities, in 2006, the South African government initiated the Community Works Programme that provides an employment safety net for people living in marginalized areas where access to employment opportunities is very limited. The study aims to investigate the contribution of the CWP on poverty alleviation in the Western Cape Province. A qualitative research approach and a qualitative survey questionnaire were used to conduct the study in the Western Cape Province of South Africa. The WC Province has a total target of 17 700 participants in the 27 sites established across seven districts with an average site size of 656 participants. A purposive stratified sampling technique was used to sample 90 participants. Semi-structured interviews, with open-ended questions, were conducted with all the 90 respondents. A thematic content data analysis process was used to analyse data. Findings such as positive contribution or benefits of the programme, economic benefits, personal development, and capacity building, and enhanced economic inclusion and opportunities will be discussed in this study. Recommendations will be made based on the findings of the study. The research findings have shown that the dominant perception expressed by the participants of the CWP was that the program has made a significant contribution to their livelihood. The primary research data also showed that most of the participants utilized the wages received from the programme to buy food, pay for municipal services, pay family educational needs, pay for personal educational needs, demonstrating that the CWP has made a significant contribution to the livelihood of the participants. The literature review reflected that with the high level of unemployment in South Africa, the conditions that necessitated the implementation of this kind of community public works programme remain intact and the intended beneficiaries remain vulnerable and marginalised. , Thesis (MA) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Tshomela, Buyiswa Ellen
- Date: 2021-12
- Subjects: Community development -- South Africa -- Western Cape , Poverty -- Prevention -- Economic aspects -- South Africa -- Western Cape
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54652 , vital:46880
- Description: To address the persistent challenge of the high level of unemployment, poverty, and inequalities, in 2006, the South African government initiated the Community Works Programme that provides an employment safety net for people living in marginalized areas where access to employment opportunities is very limited. The study aims to investigate the contribution of the CWP on poverty alleviation in the Western Cape Province. A qualitative research approach and a qualitative survey questionnaire were used to conduct the study in the Western Cape Province of South Africa. The WC Province has a total target of 17 700 participants in the 27 sites established across seven districts with an average site size of 656 participants. A purposive stratified sampling technique was used to sample 90 participants. Semi-structured interviews, with open-ended questions, were conducted with all the 90 respondents. A thematic content data analysis process was used to analyse data. Findings such as positive contribution or benefits of the programme, economic benefits, personal development, and capacity building, and enhanced economic inclusion and opportunities will be discussed in this study. Recommendations will be made based on the findings of the study. The research findings have shown that the dominant perception expressed by the participants of the CWP was that the program has made a significant contribution to their livelihood. The primary research data also showed that most of the participants utilized the wages received from the programme to buy food, pay for municipal services, pay family educational needs, pay for personal educational needs, demonstrating that the CWP has made a significant contribution to the livelihood of the participants. The literature review reflected that with the high level of unemployment in South Africa, the conditions that necessitated the implementation of this kind of community public works programme remain intact and the intended beneficiaries remain vulnerable and marginalised. , Thesis (MA) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
Perceptions and attitudes towards leadership styles and staff morale in Eastern Cape Provincial Treasury
- Authors: Tsheqane-Sonn, Nandipa
- Date: 2020-12
- Subjects: Leadership --South Africa --Eastern Cape , Employee morale -- South Africa--Eastern Cape
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/50731 , vital:42398
- Description: The Eastern Cape Provincial Government is comprised of 14 departments, including the Provincial Legislature, and ten (10) public entities. The legislative mandate of Eastern Cape Provincial Treasury (ECPT) is delegated by National Treasury to ensure transparency, accountability and sound financial controls in the management of public finances in accordance with the Constitution, PFMA and Treasury Regulations. The focus of the study is to investigate the perceived leadership style that exists at ECPT. Data was collected by means of a survey questionnaire which consisted of closed questions and distributed to a sample of employees at ECPT who hold positions for senior managers, middle managers and other employees outside these categories, such as administrative assistants. The following leadership styles were examined: Autocratic leadership style, Democratic leadership style, Laissez-faire leadership style and Transformational leadership style. The leadership styles were considered as dependent variables, including Intention to resign, while staff motivation was considered to be the dependent variable. Leadership is described as the social process of persuading people to work towards an institutional goal happily, enthusiastically and persistently. The results of the study revealed autocratic leadership was perceived as the most dominant style that exists at ECPT. Recommendations are made to management to pay attention to the autocratic leadership style as this style has been proven by researchers to have a negative effect on employee motivation. Motivation is described as the force within us that stimulates, directs and sustains our behaviour. The research study further explored the perceptions of employees on motivation. Maslow’s hierarchy of needs theory was explored as part of the motivation theories. Results based on this theory revealed that the Physiological needs of staff at ECPT are not met. These needs include biological needs such as water, food and air. Chapter 2 of the Constitution of South Africa states that everyone has the right to have access to sufficient food and water. In light of the constitutional requirements on human rights and legislative environment that ECPT operates in, it is recommended that management ensures employees have access to clean water and basic sanitation and accommodation, particularly in the working environment. McClelland’s needs ix theory revealed that staff at ECPT have a high need for achievement, moderate need for power and a low need for affiliation as respondents remained neutral on whether their needs for affiliation were met. It is recommended that management adopts initiatives such as team building, meeting teams regularly to communicate departmental strategies and to involve staff in decision-making and policy updates. The study confirms that when employees are motivated, they go the extra mile in fulfilling responsibilities and by ensuring that staff morale is considered and boosted, ECPT stands to benefit from a motivated workforce that will lead the department in excelling on its mandate of ensuring that the lives of the people of Eastern Cape are improved. It further adjudicates that the appropriate style of leadership is needed that will augment staff morale. , Thesis (MBA) -- Faculty of Business and Economic Sciences , Business School, 2020
- Full Text:
- Date Issued: 2020-12
- Authors: Tsheqane-Sonn, Nandipa
- Date: 2020-12
- Subjects: Leadership --South Africa --Eastern Cape , Employee morale -- South Africa--Eastern Cape
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/50731 , vital:42398
- Description: The Eastern Cape Provincial Government is comprised of 14 departments, including the Provincial Legislature, and ten (10) public entities. The legislative mandate of Eastern Cape Provincial Treasury (ECPT) is delegated by National Treasury to ensure transparency, accountability and sound financial controls in the management of public finances in accordance with the Constitution, PFMA and Treasury Regulations. The focus of the study is to investigate the perceived leadership style that exists at ECPT. Data was collected by means of a survey questionnaire which consisted of closed questions and distributed to a sample of employees at ECPT who hold positions for senior managers, middle managers and other employees outside these categories, such as administrative assistants. The following leadership styles were examined: Autocratic leadership style, Democratic leadership style, Laissez-faire leadership style and Transformational leadership style. The leadership styles were considered as dependent variables, including Intention to resign, while staff motivation was considered to be the dependent variable. Leadership is described as the social process of persuading people to work towards an institutional goal happily, enthusiastically and persistently. The results of the study revealed autocratic leadership was perceived as the most dominant style that exists at ECPT. Recommendations are made to management to pay attention to the autocratic leadership style as this style has been proven by researchers to have a negative effect on employee motivation. Motivation is described as the force within us that stimulates, directs and sustains our behaviour. The research study further explored the perceptions of employees on motivation. Maslow’s hierarchy of needs theory was explored as part of the motivation theories. Results based on this theory revealed that the Physiological needs of staff at ECPT are not met. These needs include biological needs such as water, food and air. Chapter 2 of the Constitution of South Africa states that everyone has the right to have access to sufficient food and water. In light of the constitutional requirements on human rights and legislative environment that ECPT operates in, it is recommended that management ensures employees have access to clean water and basic sanitation and accommodation, particularly in the working environment. McClelland’s needs ix theory revealed that staff at ECPT have a high need for achievement, moderate need for power and a low need for affiliation as respondents remained neutral on whether their needs for affiliation were met. It is recommended that management adopts initiatives such as team building, meeting teams regularly to communicate departmental strategies and to involve staff in decision-making and policy updates. The study confirms that when employees are motivated, they go the extra mile in fulfilling responsibilities and by ensuring that staff morale is considered and boosted, ECPT stands to benefit from a motivated workforce that will lead the department in excelling on its mandate of ensuring that the lives of the people of Eastern Cape are improved. It further adjudicates that the appropriate style of leadership is needed that will augment staff morale. , Thesis (MBA) -- Faculty of Business and Economic Sciences , Business School, 2020
- Full Text:
- Date Issued: 2020-12
Fiscal consolidation framework: tax compliance and behavioural response in the South African context
- Authors: Tshabalala, Nomonde
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52993 , vital:44897
- Description: Recent unfavourable macroeconomic and socio-economic conditions have placed South Africa’s economy in a difficult fiscal situation with rapidly growing public debt and large government deficits. South Africa’s government expenditure cuts and tax hikes have not achieved the goal of Public debt reduction and economic growth has been shrinking, recorded to have shrunk by an annualised 0.6% in 2019. Fiscal policy is a mix of government spending and tax and this study reviewed the tax side of fiscal policy and its effectiveness in reducing government debt, the study further explored the behavioural factors that influence taxpayers’ decisions to comply with tax and the strategies that can be used to increase compliance and improve tax administration and collection by the South African Revenue Services (SARS). This study employed the ordered logistic model to compare the behaviour of South African citizens towards tax compliance and tax evasion. findings revealed that the perceptions, attitudes, and behaviour of South African citizens have generally shifted from a society that values tax compliance to a nation that justifies cheating on taxes. The main behavioural factors that shape perception and behaviour towards tax compliance and tax evasion were found to be amongst others demographic factors such as age, level of education, employment status, social class, income level, and ethnic group. In addition to demographic factors, the level of confidence and patriotism have proved to be important variables that shape taxpayers’ compliance decision. Regarding the aforementioned variables, the study found that the level of confidence in the government has significantly reduced as well as the degree of patriotism. , Thesis (MA) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2021
- Full Text: false
- Date Issued: 2021-04
Fiscal consolidation framework: tax compliance and behavioural response in the South African context
- Authors: Tshabalala, Nomonde
- Date: 2021-04
- Subjects: Gqeberha (South Africa) , Eastern Cape (South Africa) , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/52993 , vital:44897
- Description: Recent unfavourable macroeconomic and socio-economic conditions have placed South Africa’s economy in a difficult fiscal situation with rapidly growing public debt and large government deficits. South Africa’s government expenditure cuts and tax hikes have not achieved the goal of Public debt reduction and economic growth has been shrinking, recorded to have shrunk by an annualised 0.6% in 2019. Fiscal policy is a mix of government spending and tax and this study reviewed the tax side of fiscal policy and its effectiveness in reducing government debt, the study further explored the behavioural factors that influence taxpayers’ decisions to comply with tax and the strategies that can be used to increase compliance and improve tax administration and collection by the South African Revenue Services (SARS). This study employed the ordered logistic model to compare the behaviour of South African citizens towards tax compliance and tax evasion. findings revealed that the perceptions, attitudes, and behaviour of South African citizens have generally shifted from a society that values tax compliance to a nation that justifies cheating on taxes. The main behavioural factors that shape perception and behaviour towards tax compliance and tax evasion were found to be amongst others demographic factors such as age, level of education, employment status, social class, income level, and ethnic group. In addition to demographic factors, the level of confidence and patriotism have proved to be important variables that shape taxpayers’ compliance decision. Regarding the aforementioned variables, the study found that the level of confidence in the government has significantly reduced as well as the degree of patriotism. , Thesis (MA) -- Faculty of Business and Economic Sciences, School of Economics, Development and Tourism, 2021
- Full Text: false
- Date Issued: 2021-04
Virtual currency readiness in South Africa
- Authors: Tiervlei, Renee
- Date: 2021-12
- Subjects: Digital currency -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54717 , vital:47530
- Description: The rapid growth of technology in the twenty first century has seen the increased use of the internet and its resources and with this a change in the way people see money. Buying goods and services online and paying with credit cards is a transformational advantage to the way transactions are done. Ten years ago, this was not possible and paper money was predominantly used to pay for goods, or the buyer had to go into a bank to deposit the payment into the seller’s bank account. Virtual currency is a topic that needs attention due to its increased popularity and from the South African perspective, more so. Virtual currencies, like cryptocurrencies and its blockchain technology, has a wide range of uses that could benefit the world as well as South Africa but there is also a downside or risks associated with the use of these currencies and many other virtual currencies. Risks include and are not limited to the regulation, or a lack of regulation of cryptocurrencies, the laundering of money and illegal activities. One advantage though is that the blockchain technology ensures that all transactions are recorded in the ledger and can never be deleted or erased. The study analyses virtual currency readiness in South Africa by looking at the factors influencing this by studying cryptocurrencies and the South African people’s reaction to the use of this currency and how it is perceived. , Thesis (MBA) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Tiervlei, Renee
- Date: 2021-12
- Subjects: Digital currency -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54717 , vital:47530
- Description: The rapid growth of technology in the twenty first century has seen the increased use of the internet and its resources and with this a change in the way people see money. Buying goods and services online and paying with credit cards is a transformational advantage to the way transactions are done. Ten years ago, this was not possible and paper money was predominantly used to pay for goods, or the buyer had to go into a bank to deposit the payment into the seller’s bank account. Virtual currency is a topic that needs attention due to its increased popularity and from the South African perspective, more so. Virtual currencies, like cryptocurrencies and its blockchain technology, has a wide range of uses that could benefit the world as well as South Africa but there is also a downside or risks associated with the use of these currencies and many other virtual currencies. Risks include and are not limited to the regulation, or a lack of regulation of cryptocurrencies, the laundering of money and illegal activities. One advantage though is that the blockchain technology ensures that all transactions are recorded in the ledger and can never be deleted or erased. The study analyses virtual currency readiness in South Africa by looking at the factors influencing this by studying cryptocurrencies and the South African people’s reaction to the use of this currency and how it is perceived. , Thesis (MBA) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
Inflation, exchange rate and unemployment nexuses in South Africa: lessons from the Inflation Targeting Framework
- Taderera, Christie Simbarashe
- Authors: Taderera, Christie Simbarashe
- Date: 2021-12
- Subjects: Foreign exchange rates -- South Africa , Inflation (Finance) -- South Africa , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54752 , vital:47656
- Description: Unemployment, inflation and exchange rate are key macroeconomic indicators and determinants of the development of a nation, but their relationship remain ambiguous. From the last quarter of 1994 to the same period in 2019, unemployment in South Africa increased from 20 percent to 29.1 percent while over the same period, inflation fell from 15 percent to 4.5 percent. Exchange rate at the same time has increased from 3.55Rand: 1USD to 14.45Rand: 1USD (World Bank Data, 2020). With the adoption of inflation targeting framework as a way of stabilising the general price level which has a trickle effect on unemployment, South Africa has a relatively high unemployment rate of 29.1 percent. This study investigates the relationship between unemployment, inflation and exchange rate in South Africa from 2009 Quarter 1 to 2020 Quarter 1. Furthermore, the study examines the relationship between employment, inflation and exchange rate from 1970 to 2019. Lastly the study investigates the inflation threshold from 1970 to 2019. The study employs the Autoregressive Distributed Lag (ARDL) model and shows that there is no short run and long run relationship between unemployment, inflation and exchange rate. There was however a short run and long run relationship between employment, inflation, exchange rate. In a long run analysis, there is a positive relationship between employment and economic growth for both in the short run and long run. Using the conditional least squares method, an inflation threshold of 5% was found to maximise employment in South Africa vindicating the inflation target of 3-5 percent. Based on the findings of this study, it is recommended that policy measures that increase government expenditure and economic growth be made. Thus, policy makers should increase government expenditure, either by running budget deficits or by collecting more revenue to finance its expenditures so as to increase employment or decrease unemployment without incurring the risk of crowding out. Additionally, from the inflation threshold examination, the current interest rate manipulation by raising or lowering the rate must be used to ensure inflation is kept below 5 per cent. , Thesis (MCom) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Taderera, Christie Simbarashe
- Date: 2021-12
- Subjects: Foreign exchange rates -- South Africa , Inflation (Finance) -- South Africa , South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54752 , vital:47656
- Description: Unemployment, inflation and exchange rate are key macroeconomic indicators and determinants of the development of a nation, but their relationship remain ambiguous. From the last quarter of 1994 to the same period in 2019, unemployment in South Africa increased from 20 percent to 29.1 percent while over the same period, inflation fell from 15 percent to 4.5 percent. Exchange rate at the same time has increased from 3.55Rand: 1USD to 14.45Rand: 1USD (World Bank Data, 2020). With the adoption of inflation targeting framework as a way of stabilising the general price level which has a trickle effect on unemployment, South Africa has a relatively high unemployment rate of 29.1 percent. This study investigates the relationship between unemployment, inflation and exchange rate in South Africa from 2009 Quarter 1 to 2020 Quarter 1. Furthermore, the study examines the relationship between employment, inflation and exchange rate from 1970 to 2019. Lastly the study investigates the inflation threshold from 1970 to 2019. The study employs the Autoregressive Distributed Lag (ARDL) model and shows that there is no short run and long run relationship between unemployment, inflation and exchange rate. There was however a short run and long run relationship between employment, inflation, exchange rate. In a long run analysis, there is a positive relationship between employment and economic growth for both in the short run and long run. Using the conditional least squares method, an inflation threshold of 5% was found to maximise employment in South Africa vindicating the inflation target of 3-5 percent. Based on the findings of this study, it is recommended that policy measures that increase government expenditure and economic growth be made. Thus, policy makers should increase government expenditure, either by running budget deficits or by collecting more revenue to finance its expenditures so as to increase employment or decrease unemployment without incurring the risk of crowding out. Additionally, from the inflation threshold examination, the current interest rate manipulation by raising or lowering the rate must be used to ensure inflation is kept below 5 per cent. , Thesis (MCom) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
Financial literacy: a conceptualisation in a South African University
- Authors: Smit, Andrew Stuart
- Date: 2021-12
- Subjects: Financial literacy -- South Africa , Universities and colleges -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54773 , vital:47660
- Description: Financial literacy is increasingly becoming an important and relevant topic in the modern-day world. Due to the complex developments in the financial services industry such as internet banking, mobile banking and online trading, which are also becoming more accessible to consumers, financial literacy is proving to be a necessary skill to have in order to make effective financial decisions. However, in a global and local context, the financial literacy levels of individuals are generally poor. South Africa ranks poorly among other countries in terms of financial literacy levels. A study performed by the Organisation of Economic Cooperation and Development showed that South Africa finished last out of 30 countries tested in their global financial literacy survey. Financial literacy levels vary among different groups in South Africa. For example, age, gender and financial education all affect the financial literacy levels of South Africans. In South Africa, individuals aged between 18-29 display higher levels of financial literacy than individuals aged 60 and above while financial education influences the level of financial literacy for an individual because it assists an individual in making correct financial decisions. Crucially though, financial literacy among South African university students is poor. Literature reveals that South African University students struggle with personal financial management more specifically saving, spending and managing debt. Therefore, based on this, the purpose of this study is to conceptualise financial literacy within Nelson Mandela University and to gain a comprehensive understanding of the factors that affect financial literacy among the students. To achieve the purpose of this study, an in-depth literature review was conducted on the definition of financial literacy, the nature and importance of financial literacy, the dimensions of financial literacy and financial literacy in a local context. Following this was an empirical investigation into the financial literacy levels of university students through the development of a questionnaire that tested the individual’s financial knowledge, financial attitudes, financial behaviours, financial skills and financial well-being. Moreover, the relationships between the financial literacy levels of individuals and the components were tested as well. For the purposes of this study a quantitative research approach was adopted. The reason for this was it was suited to the purpose of the study which was to test the financial literacy levels of university students. This required collecting and analysing large amount of data. The sample for this study were Nelson Mandela University students who were registered for the 2020 academic year. The target sample amount was 500 students. The sampling method used was convenience sampling it was implemented through an electronic questionnaire. The number of usable questionnaires collected was 484 which resulted in an effective response rate of 96.80%. These responses were captured onto an excel spreadsheet which were then analysed through Statistica. To analyse the empirical data collected, an exploratory factor analysis, content validity, inter-observer reliability, Chronbach Alpha and ANOVA analysis were all used. The empirical analysis revealed that amongst the relationships tested, there were generally weak to no relationships between the financial literacy levels of the university students and the components of financial knowledge, financial attitudes, financial skills, financial behaviours and financial well-being. The results of the study led to a set of recommendations being developed for different stakeholders of financial literacy. These are namely, the stakeholders being the individuals, scholars, academics and the government should focus on explaining the importance of financial literacy to university students and how they can use financial literacy to improve their financial well-being. Furthermore, financial literacy programmes need to be developed to assist in improving the financial literacy levels of South African University students. There also needs to be more representative financial literacy studies performed in order to obtain a more comprehensive understanding of the financial literacy levels of South African University students. , Thesis (MCom) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12
- Authors: Smit, Andrew Stuart
- Date: 2021-12
- Subjects: Financial literacy -- South Africa , Universities and colleges -- South Africa
- Language: English
- Type: Master's theses , text
- Identifier: http://hdl.handle.net/10948/54773 , vital:47660
- Description: Financial literacy is increasingly becoming an important and relevant topic in the modern-day world. Due to the complex developments in the financial services industry such as internet banking, mobile banking and online trading, which are also becoming more accessible to consumers, financial literacy is proving to be a necessary skill to have in order to make effective financial decisions. However, in a global and local context, the financial literacy levels of individuals are generally poor. South Africa ranks poorly among other countries in terms of financial literacy levels. A study performed by the Organisation of Economic Cooperation and Development showed that South Africa finished last out of 30 countries tested in their global financial literacy survey. Financial literacy levels vary among different groups in South Africa. For example, age, gender and financial education all affect the financial literacy levels of South Africans. In South Africa, individuals aged between 18-29 display higher levels of financial literacy than individuals aged 60 and above while financial education influences the level of financial literacy for an individual because it assists an individual in making correct financial decisions. Crucially though, financial literacy among South African university students is poor. Literature reveals that South African University students struggle with personal financial management more specifically saving, spending and managing debt. Therefore, based on this, the purpose of this study is to conceptualise financial literacy within Nelson Mandela University and to gain a comprehensive understanding of the factors that affect financial literacy among the students. To achieve the purpose of this study, an in-depth literature review was conducted on the definition of financial literacy, the nature and importance of financial literacy, the dimensions of financial literacy and financial literacy in a local context. Following this was an empirical investigation into the financial literacy levels of university students through the development of a questionnaire that tested the individual’s financial knowledge, financial attitudes, financial behaviours, financial skills and financial well-being. Moreover, the relationships between the financial literacy levels of individuals and the components were tested as well. For the purposes of this study a quantitative research approach was adopted. The reason for this was it was suited to the purpose of the study which was to test the financial literacy levels of university students. This required collecting and analysing large amount of data. The sample for this study were Nelson Mandela University students who were registered for the 2020 academic year. The target sample amount was 500 students. The sampling method used was convenience sampling it was implemented through an electronic questionnaire. The number of usable questionnaires collected was 484 which resulted in an effective response rate of 96.80%. These responses were captured onto an excel spreadsheet which were then analysed through Statistica. To analyse the empirical data collected, an exploratory factor analysis, content validity, inter-observer reliability, Chronbach Alpha and ANOVA analysis were all used. The empirical analysis revealed that amongst the relationships tested, there were generally weak to no relationships between the financial literacy levels of the university students and the components of financial knowledge, financial attitudes, financial skills, financial behaviours and financial well-being. The results of the study led to a set of recommendations being developed for different stakeholders of financial literacy. These are namely, the stakeholders being the individuals, scholars, academics and the government should focus on explaining the importance of financial literacy to university students and how they can use financial literacy to improve their financial well-being. Furthermore, financial literacy programmes need to be developed to assist in improving the financial literacy levels of South African University students. There also needs to be more representative financial literacy studies performed in order to obtain a more comprehensive understanding of the financial literacy levels of South African University students. , Thesis (MCom) -- Faculty of Business and Economic Sciences, 2021
- Full Text:
- Date Issued: 2021-12