Investigating informal savings as income generating and proverty alleviating tool in Nelson Mandela Bay Municipality
- Authors: Netnou, Ntombomhlaba Salome
- Date: 2012
- Subjects: Banks and banking, Cooperative -- Developing countries , Rotating credit associations -- South Africa , Cooperative societies -- South Africa , Women -- Finance, Personal
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9047 , http://hdl.handle.net/10948/1616 , Banks and banking, Cooperative -- Developing countries , Rotating credit associations -- South Africa , Cooperative societies -- South Africa , Women -- Finance, Personal
- Description: The study investigated the informal savings approach as an income-generating and poverty alleviation tool for women. The focus of the study is specifically in the Nelson Mandela Bay Municipality. The purpose of the study was to explore the reasons behind the involvement of women, in particular, to the use of informal savings as a tool for income generation and poverty alleviation. South Africa is characterised by inequitable growth and development, a high degree of poverty, increasing demands and limited resources. It is because of this backdrop that many women in poor communities, both rural and urban, devised brilliant plans to overcome this setback. Women, particularly African women, have for a long time been side-lined in economic decision making activities, both in their homes and elsewhere. For the purposes of this study, a mixed method research approach was employed, meaning that the study will follow both the qualitative and quantitative approaches. The respondents are a mixture of both literate and illiterate persons, and because of that, the researcher had to use both English and the home language of the respondents to explain the contents of the questionnaires and obtain the relevant information. The study identified the reasons that stokvels, which were believed to be popular in the past, and still are, because Black people in South Africa did not have access to formal financial institutions, remain popular long after the demise of apartheid. It is in the interest of the citizens of Nelson Mandela Bay Municipality to archive the financial activities of its inhabitants as this valuable information will be needed by future generations. This can be done by creating a website or adding a link to the existing ones where the information is readily available for the users. For future research purposes, stokvels in various parts of the Municipality and South Africa as a whole need to be studied in order to identify and compare to the available literature the general success factors.
- Full Text:
- Date Issued: 2012
- Authors: Netnou, Ntombomhlaba Salome
- Date: 2012
- Subjects: Banks and banking, Cooperative -- Developing countries , Rotating credit associations -- South Africa , Cooperative societies -- South Africa , Women -- Finance, Personal
- Language: English
- Type: Thesis , Masters , MA
- Identifier: vital:9047 , http://hdl.handle.net/10948/1616 , Banks and banking, Cooperative -- Developing countries , Rotating credit associations -- South Africa , Cooperative societies -- South Africa , Women -- Finance, Personal
- Description: The study investigated the informal savings approach as an income-generating and poverty alleviation tool for women. The focus of the study is specifically in the Nelson Mandela Bay Municipality. The purpose of the study was to explore the reasons behind the involvement of women, in particular, to the use of informal savings as a tool for income generation and poverty alleviation. South Africa is characterised by inequitable growth and development, a high degree of poverty, increasing demands and limited resources. It is because of this backdrop that many women in poor communities, both rural and urban, devised brilliant plans to overcome this setback. Women, particularly African women, have for a long time been side-lined in economic decision making activities, both in their homes and elsewhere. For the purposes of this study, a mixed method research approach was employed, meaning that the study will follow both the qualitative and quantitative approaches. The respondents are a mixture of both literate and illiterate persons, and because of that, the researcher had to use both English and the home language of the respondents to explain the contents of the questionnaires and obtain the relevant information. The study identified the reasons that stokvels, which were believed to be popular in the past, and still are, because Black people in South Africa did not have access to formal financial institutions, remain popular long after the demise of apartheid. It is in the interest of the citizens of Nelson Mandela Bay Municipality to archive the financial activities of its inhabitants as this valuable information will be needed by future generations. This can be done by creating a website or adding a link to the existing ones where the information is readily available for the users. For future research purposes, stokvels in various parts of the Municipality and South Africa as a whole need to be studied in order to identify and compare to the available literature the general success factors.
- Full Text:
- Date Issued: 2012
The role of women's agricultural cooperatives in meeting United Nations sustainable development goals
- Authors: Boni, Ntomboxolo
- Date: 2018
- Subjects: Millennium Development Goals , Agriculture, Cooperative -- South Africa , Cooperative societies -- South Africa , Women in agriculture -- South Africa , Rural development -- South Africa , Sustainable development -- South Africa
- Language: English
- Type: Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10948/21768 , vital:29775
- Description: The majority of the people in South Africa were poor prior 1994, especially those in the rural areas. Poverty in the rural areas affected mostly the women. The government of South Africa designed support programmes to mainstream women into the economy, although it had its own challenges, such as the non-participation of women in their own development and the top-down approach that at times was used by the government in the implementation of the programmes. Owing to the nature of the rural areas, agriculture was identified as a sector that had a potential to improve the economy in order to address the challenges of unemployment, poverty and inequality. Since 2005 the concept of cooperative development has been a vehicle that has the potential to address the aforementioned challenges. In order for the cooperative development to run efficiently and effectively and in line with the cooperative principles and values, the government should keep the independence of this sector in mind by engaging the cooperatives in all the activities that were affecting the cooperative sector through their cooperative movement.The findings of the study showed that the agricultural cooperatives have not yet addressed poverty fully. All their members were employed and at times employment opportunities were extended to their community members, but the income earned was not satisfying its members. The women felt that they were not in control of their development as they lacked the capacity to lead and they were still led by the men in their cooperatives.
- Full Text:
- Date Issued: 2018
- Authors: Boni, Ntomboxolo
- Date: 2018
- Subjects: Millennium Development Goals , Agriculture, Cooperative -- South Africa , Cooperative societies -- South Africa , Women in agriculture -- South Africa , Rural development -- South Africa , Sustainable development -- South Africa
- Language: English
- Type: Thesis , Masters , MA
- Identifier: http://hdl.handle.net/10948/21768 , vital:29775
- Description: The majority of the people in South Africa were poor prior 1994, especially those in the rural areas. Poverty in the rural areas affected mostly the women. The government of South Africa designed support programmes to mainstream women into the economy, although it had its own challenges, such as the non-participation of women in their own development and the top-down approach that at times was used by the government in the implementation of the programmes. Owing to the nature of the rural areas, agriculture was identified as a sector that had a potential to improve the economy in order to address the challenges of unemployment, poverty and inequality. Since 2005 the concept of cooperative development has been a vehicle that has the potential to address the aforementioned challenges. In order for the cooperative development to run efficiently and effectively and in line with the cooperative principles and values, the government should keep the independence of this sector in mind by engaging the cooperatives in all the activities that were affecting the cooperative sector through their cooperative movement.The findings of the study showed that the agricultural cooperatives have not yet addressed poverty fully. All their members were employed and at times employment opportunities were extended to their community members, but the income earned was not satisfying its members. The women felt that they were not in control of their development as they lacked the capacity to lead and they were still led by the men in their cooperatives.
- Full Text:
- Date Issued: 2018
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